Resources & Links

Helpful Resources to Prepare for Student Loan Repayment

Loan Forgiveness

There are various loan forgiveness programs that are available for borrowers who meet certain criteria and circumstances.

Student Loan Forgiveness

Fresh Start

This initiative aims to assist delinquent and defaulted borrowers as they enter back into repayment in good standing.

Get Out Of Default With Fresh Start

The Office of Federal Student Aid's (FSA) "Repaying Your Loans" Booklet

This resource outlines information related to the repayment of federal Direct Loans, Perkins Loans, and FFEL loans.

Repaying Your Loans Booklet

One-time Federal Student Loan Debt Relief

Learn more about the Biden Administration’s Debt Relief program that will provide relief of up to $20,000 to borrowers if they meet certain criteria, and view timely updates to the program.

One-time Federal Student Loan Debt Relief

Income-Driven Repayment (IDR) Plans

Learn more about the four available IDR plans that determine your monthly student loan payment based on your income and family size.

Income-driven Repayment Plan

Student Loan Deferment and Forbearance

Deferment and forbearance are options that allow borrowers in short-term financial distress to temporarily stop making payments.

Deferment and Forbearance

Public Service Loan Forgiveness (PSLF)

The PSLF program is for borrowers working in public service who are employed by qualifying employers and meet the criteria to receive forgiveness.

Public Service Loan Forgiveness

Student Loan Delinquency and Default

Federal student loans become delinquent when a borrower misses a payment. A loan may go into default if the borrower does not make a payment in a certain amount of time. FSA outlines delinquency/default
and actions borrowers can take if they believe their loans were mistakenly put in default.

Student Loan Delinquency and Default

Helpful Links

  • FAFSA On the Web: Nassau Community College's Federal School Code is 002873.
  • Federal Student Aid ID (FSA ID): The credentials with which students, parents and borrowers authenticate their identity to access their federal informatin online and electronically sign Federal Student Aid documents.
  • Funding Your Education: This site gives a broad overview on topics such as how to apply, eligibility, telephone numbers and grants and loans.
  • Financial Aid Tool Kit: Federal Student Aid, a department of the US Deptartment of Education webinars/videos are a great resource to help you understand and guide you through the financial aid process.
  • Loan Consolidation Program: This site gives you information on how to consolidate your loans.
  • FastWEB Financial Aid: A national search engine for scholarships that match a student's area of interest.
  • New York State Higher Education Services Corporation:
    This is New York State's homepage, which provides information about Grants and Scholarship programs.
  • Financial Aid Information Page: Financial Aid is covered from A to Z at this site.
  • Sponsored by the U.S. Department of Education, this site allows students access to information about any Title IV aid (financial aid)including loans they have received.

Top of page